Personal Finance

Infographic: Personal Finance Landscape

Personal finance doesn’t start with dollars and end with cents. As per Investopedia “Personal finance is everything to do with managing your money and saving and investing. It covers budgeting, banking, insurance, mortgages, investments, retirement planning, tax planning and estate planning. It often refers to the entire industry that provides financial services […]

15 Handpicked Frugal Blogs to Follow in 2019

As per the The Associated Press – NORC Center for Public Affairs Research, it’s not late when Americans would just find it difficult to scrounge even $1000 for emergencies. In America, number of consumers (aged 60+) with student loan debt has quadrupled over the last year. Credit files of more […]

Cut Insane Overdraft Fees

5 Tricks to Quash Annoying Overdraft Fees

Overdraft fees are regularity. Doesn’t really mean that they are not avoidable though. The key is to make a genuine effort towards that end instead of arbitrarily resigning to your fate – which you think is also the fate of many like you — it is almost impossible to keep […]

401k A Learning

401(K) Loan: How to Utilise It Wisely

Many a time, we come across situations that compel us to draw a huge amount of money. If you are financially well off, this may sound easy to you. But there are people who are often forced to borrow. Sometimes, the money borrowed is also loaded with high-interest rates and […]

How Refinancing Affect Credit Score

How Does Refinancing Affect Your Credit Score?

Refinancing is undoubtedly a clever way of saving a great deal of money. It also reduces the interest and monthly instalment you need to repay a loan. However, there is a saying that refinancing affects your credit score significantly. So should you go for it? To understand the terms better […]

Pros and Cons of Check

The 10 Pros and Cons of Payment by Check

Long before we had debit and credit cards we were paying – and being paid – through checks. Checks are still accepted in many places. There are even some small businesses and government bodies that will either refuse to accept card payments or charge a fee for them. The reality […]